But we like to think of ourselves as more than that. We’re home loan experts helping Australians feel good (really, truly, good) about their home loan moves.
In a nutshell, lenders are paying us to help you get a great home loan.
Why? Well, new customers are worth a lot to lenders. Plus, we do a lot of the heavy lifting that a lender would normally do to help you through the home loan process, so they’re willing to pay us for that.
But importantly – we don’t play favourites. Not only are commissions similar across the board, as mortgage brokers, we’re legally obligated to put your best interests first when recommending a home loan.
And you’ll never pay more for your loan with us vs. going direct to the lender. In fact, we can often negotiate you a better deal compared to the advertised rate.
So we’re well and truly on your team. And we’ll be sure to tell you about any commission in our disclosure documents.
LKR Finance is a mortgage broker – not a bank or lender. We’re the middleperson between you and the lender.
We’ll listen to your unique home loan needs, then review all your home loan options across our panel of lenders.
We’ll recommend a lender with a specific home loan that suits you. Then, if you’re keen to go ahead, they’ll loan you the money you need to buy or own a property.
Our team will handle the back and forth with lenders along the way, so you don’t have to.
Plus, we’ll be on hand to help over the life of your loan (hot tip: it often pays to check in with your home loan every couple of years, to stay on a great rate).
No, the rates we get you are the same as the advertised rates available through the lender directly, and often we can negotiate an even better deal for you compared to the advertised rate.
We are accredited with over many lenders (including the big banks), which means we’re authorised to help LKR Finance customers apply for loans with them.
We aren’t owned by a bank or lender in any way. Which is handy, because we can stay focused on getting the best outcomes for you rather than pleasing a bank.
Nope, you’re not obligated to keep things rolling with LKR Finance. But we can’t promise you’ll want to slow down once you see your potential savings or future home on the horizon.
LKR Finance takes security very seriously.
We use market-leading systems and technology to securely manage and store the data needed to provide our services, and as required by law. We never store banking credentials, plus all data is encrypted during transfer and when stored. Sensitive information is deleted securely as soon as it’s no longer needed.
